| Please Send Money. A Financial Survival Guide for Young Adults on Their Own. | 
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Avg. Customer Rating:   (based on 10 reviews)
Sales Rank: 179940
Category: Book
Author: Dara Duguay
Publisher: Sourcebooks
Studio: Sourcebooks
Manufacturer: Sourcebooks
Label: Sourcebooks
Languages: English (Original Language), English (Unknown), English (Published)
Media: Paperback
Number Of Items: 1
Pages: 256
Shipping Weight (lbs): 1
Dimensions (in): 8.8 x 7 x 0.6
ISBN: 1570717214
Dewey Decimal Number: 332.024
EAN: 9781570717215
ASIN: 1570717214
Publication Date: April 1, 2001
Availability: Usually ships in 1-2 business days
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Product Description
A hands-on guide for young people from 16 to 25 years of age on how to handle money. Written by a money management expert, this book can save young adults from financial ruin. How young people handle their money--and their debt--is a serious national issue. Consider the following fact: the average college student now graduates more than $20,000 in debt, and 97 percent of that debt is non-education related. Wise, but not preachy, Please Send Money covers all the areas of concern:
--Easy credit and the proliferation of credit cards
--How to manage car payments
--The dangers of using student loans for personal needs and wants
--Dealing with bankruptcy
--Overcoming material temptations The book is filled with dozens of real-life stories of young people, chronicling their money mistakes and offering prescriptive advice on how young people can both avoid and manage such problems and control their own financial destinies. The book also contains numerous financial tools, from budget and net worth worksheets to a psychology-of-money test and worksheets on the cost of credit and safe debt levels. Please Send Money is a book parents, friends and relatives will want to buy and slip into a loved one's schoolbag or briefcase.
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| Customer Reviews: Read 5 more reviews...
 Review April 28, 2003
6 out of 6 found this review helpful
This book was good to read. It is very informative for young adults. I know that this will be very helpful to me next year at college. I liked this book because it was very helpful in demonstrating what should not be done when creating personal financing. The only reason I did not give this book five stars was because while it did say what not to do, I only noticed four instances of when the book mentioned a person doing something correct from the start. Throughout the book the author, Dara Duguay, would tell a person's tale of how they screwed up their financing. Then she would explain how that particular situation could have been better handled. In each of the four instances of someone handling their finances well, it was merely to compare that person to another that didn't do so well.
Overall I liked the book. It gives good advice and is rather easy to read. The lessons the book tries to convey are understood quite well by its target audience (teens). I am glad that I read this book, I will take to heart most of the lessons it teaches.
Please Buy "Please Send Money!" December 10, 2002
7 out of 7 found this review helpful
"Please Send Money!" is a great book for high school seniors to read before they go off to college and are confronted with financial situations of their own. This book does a great job of relating that material to the age group for which it was written. The book also includes many personal stories and accounts which help the material come together. I feel it would be worthwile for anyone, especially college students, because it explains how to best maintain a positive financial status. The best thing about this book that is it's easy to read and doesn't drag on. Even though this book is about a boring topic, money, it actually kept me entertained. The facts in this book are very necessary to know, and it taught me a lot. It made me very fearful of credit cards and bankruptcy. This book gives useful advice about maintaining a balanced budget, while still leaving room for fun. It also talks about investing early in the stock market. The most useful section of this book is the chapter on saving. No savings is a common problem for students and this book deals a lot with how much and when to start saving. I liked how this book gave solutions for any teenager on any budget. It gave options such as investing only $2 per day and still becoming a millionaire by age 65. It seemed like there was someone for everyone. Another very important chapter is that about investing in the stock market. The book discussed "not putting all your eggs in one basket" and diversifying your money. The best part about this section was the book did not use only "Wall Street Lingo" but also common place words. It was easy to understand, and that is a huge plus for a financial book for college students. This book was definately worth the [money] because in the end it could help you to make millions. The only bad this about this book was that it made me very fearful of credit cards and debt. :)
Please Send Money December 8, 2002
5 out of 6 found this review helpful
Moving out on your own for the first time is stressful enough, without having to constantly worry about money. However, as Dara Duguay says in her book, Please Send Money: A Financial Survival Guide for Young Adults on Their Own, money is a huge problem amoung young people. I was surprised to learn how many college students accumulate thousands of dollars in debt, often getting in over their head by using credit cards irresponibly. Although personal finance can be confusing and full of dangers for young people, this book shows readers how to avoid common problems and set up and manage a budget. Duguay teaches about the dangers of credit cards, loans, and how to deal with bankruptcy. Through many real-life stories, she illustrates that financial problems can effect anyone. However, by creating a budget for yourself, learning about loans and credit cards, and overcoming the temptation to spend too much, young people can learn to handle their money responsibly. I would definitely recommend this helpful, easy-to-read book to anyone, especially young people, who want to learn more about personal finance.
A Tool Guide for Young Adults August 10, 2002
3 out of 6 found this review helpful
I checked this book out at the library and found it very interesting. Some of the youth don't know about money management because no one is showing them. Our eductaion system tells us how to work hard for money; it doesn't teach us how to make money work for us. So many of us, even when we become older are grappling with debt and Congress recently passed a bill that that doesn't help make the financial situation any better.
This is a good reference book for both young and mature adults. It helps the young how to manage money and it is also helpful for parents as a guide to teach underage children.
We need to be aware of credit card companies that market to the young preying on their financial illiteracy. It is up to us, parents and teachers to take action and let them know about money management before they come out of college with additional debt they don't need.
A Must Buy June 17, 2002
If you are a parent with a child about to enter college, you would be a fool not to purchase this indispensible tool to financial literacy. Take it from me. I've already got three kids at universities across America. The one thing you want to avoid is a desperate call from your son or daughter seeking thousands of dollars to cover an outrageous credit card bill. "Please Send Money" is an easy-to-read book with many (often entertaining) stories illustrating every key point. You don't even realize you're learning!!!!
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